The husband makes a pretty good salary and I am a WAHM. I sell on Ebay to help make ends meet, and in the last year or so, I have really gotten into coupons and rebates to help make our dollars go farther. Our tasks for this year are these:
- We don’t have a lot of credit card debt, and for that I am thankful, but we do have about a grand that seems to have snuck up on us over the holidays. We need to pay this off asap.
- We want to get an emergency fund established as soon as possible of at least a grand.
- We have one car loan that is due to end in May 2008, and we’d like to get that paid off this year asap and start saving for my car replacement.
- We also live in an area where home prices are high, and we do have a mortage and home equity loan that are in all reality, too high for our income. But we custom built our dream home, and we consider it our biggest investment, and moving is not an option. So in order to stay here comfortably, we need to cut corners everywhere else. Then begin tackling the home equity loan. Or if rates drop again, consider refinancing.
